Business & Finance
Credit Analysts
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
Median salary
$80,970
Typical range
$53k – $169k
Job outlook
See national outlook
AI exposure
Plan a path to Credit Analysts
Education
Typical entry: Bachelor's degree
Plan my path to this →Typical progression
Credit Analysts Intern
Internship
$36,000
~4 mos to advance
Junior Credit Analysts
Entry / Junior
$52,930
~2 yrs to advance
Credit Analysts
Established
$80,970
~3 yrs to advance
Senior Credit Analysts
Senior
$124,905
Internships are a common on-ramp here — they speed up landing that first role and improve your odds, which is why the Safe and High-ceiling plans build one in.
Key skills
A typical day
- •Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- •Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- •Generate financial ratios, using computer programs, to evaluate customers' financial status.
- •Prepare reports that include the degree of risk involved in extending credit or lending money.
- •Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Fields of study
Any field
Top colleges for Business & Finance
Explore all- University of Pennsylvania6% admit · $112,000 grad pay
- Massachusetts Institute of Technology4% admit · $124,000 grad pay
- Harvard University4% admit · $119,000 grad pay
- University of California, Berkeley11% admit · $97,000 grad pay
- New York University12% admit · $84,000 grad pay
Reputation-based selection; stats shown are outcome data per school.