Credit Counselors

Key skills

A typical day

• •Calculate clients' available monthly income to meet debt obligations.
• •Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
• •Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
• •Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
• •Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.

Fields of study

Any field