← All careers

Business & Finance

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

Median salary

$79,880

Typical range

$52k – $138k

Job outlook

See national outlook

AI exposure

Plan a path to Insurance Underwriters

Education

Typical entry: Bachelor's degree

Plan my path to this →

Typical progression

  1. Insurance Underwriters Intern

    Internship

    $36,000

    ~4 mos to advance

  2. Junior Insurance Underwriters

    Entry / Junior

    $51,640

    ~2 yrs to advance

  3. Insurance Underwriters

    Established

    $79,880

    ~3 yrs to advance

  4. Senior Insurance Underwriters

    Senior

    $108,950

Internships are a common on-ramp here — they speed up landing that first role and improve your odds, which is why the Safe and High-ceiling plans build one in.

Key skills

A typical day

  • Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
  • Decline excessive risks.
  • Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.
  • Evaluate possibility of losses due to catastrophe or excessive insurance.
  • Review company records to determine amount of insurance in force on single risk or group of closely related risks.

Fields of study

Any field

Top colleges for Business & Finance

Explore all

Reputation-based selection; stats shown are outcome data per school.